Please complete this form to register for the loan program

I. Loan Overview

Questionnaire

III. Renovation and Construction (Skip, if no rehab needed)

IV. Project Description

V. Individual Owner and Guarantor Information

VI. Disclosures and Acknowledgment

Each of the undersigned specifically represents to the lenderand to the lender's potential agents, affiliates, subsidiaries, brokers, processors,
attorneys, insurers, servicers, successors and assigns and agrees and acknowledges that:

(1) the information provided in this application and its associated addenda is true and correct as of the date set forth opposite my signature and that any intentional or negligent misrepresentation of this information contained in this application may result in civil liability, including monetary damages, to any person who may suffer any loss due to reliance upon any misrepresentation that I have made on this application or its addenda, and/or in criminal penalties including, but not limited to, fine or imprisonment or both under provisions of Title 18, United States Code, Sec. 1001, et seq

(2) the loan requested pursuant to this application (the “Loan”) will be secured by a mortgage or deed of trust on the property described in this application;

(3) the collateral property will not be used for any illegal or prohibited purpose or use;

(4) all statements made in this application are made for the purpose of obtaining a mortgage loan;

(5) the collateral property will be used for the purposes indicated in this application;

(6) The lender, its servicers, successors or assigns may retain the original and/or an electronic record of this application, whether or
not the loan is approved;

(7) The lenderand its agents, brokers, insurers, servicers, successors, and assigns may continuously rely on the information contained in this application, and I am obligated to amend and/or supplement the information provided in this application if any of the material facts that I have represented herein should change prior to closing of the Loan;

(8) in the event that my payments on the Loan become delinquent, the lender, its servicers, successors or assigns may, in addition to any other rights and remedies that it may have relating to such delinquency, report my name and account information to one or more consumer reporting agencies;

(9) ownership of the Loan and/or administration of the Loan account may be transferred with such notice as may be required by law;

(10) neither the lendernor its agents, brokers, insurers, servicers, successors or assigns has made any representation or warranty,
express or implied, to me regarding the property or the condition or value of the property; and

(11) my transmission of this application as an “electronic record” containing my “electronic signature,” as those terms are defined in
applicable federal and/or state laws, or my facsimile transmission of this application containing a facsimile of my signature, shall be
as effective, enforceable and valid as if a paper version of this application were delivered containing my original written signature.

The undersigned hereby understands and consents that, during the review of this loan request, the lenderand/or its subsidiaries and
affiliates will conduct due diligence and/or background investigations on the individuals listed in this application. By signing below, the
undersigned expressly authorizes the lenderto gather financial, credit, background, reference, and other information for the purposes of
reviewing this loan request. Additionally, the undersigned authorizes the lenderto share such information with affiliates or third parties as a
matter of course during the due diligence process. In connection with any such due diligence, the lenderis authorized to disclose to affiliates
and/or third parties any and all documents and information necessary to complete its investigations. Other than for the necessary business
purposes of the lender, all personal and/or non-public information of the undersigned will be treated by the lenderas strictly confidential
and will not be shared with third parties.

I hereby authorize the lenderand/or its subsidiaries and affiliates to obtain a copy of my credit report from a credit reporting agency of the
lender's choice.I understand that the lenderintends to use the credit report to determine whether to extend credit to me and, if so, upon
what terms. I understand that aninquiry will appear on my credit report as a result ofthis action. I authorize the credit reporting agency to
use a copy of this form to request and obtain anyinformation deemed necessary to complete my credit report and further authorize the
lenderand all third parties to provide requested information to the creditreporting agency in the fulfillment of this loan application request

The undersigned hereby specifically represent to the lenderthat (1) no owner or guarantor will occupy this property as a residence and (2)
this loan will be usedprimarily for business and commercial purposes and not for personal or consumer use.

You have the right to receive a copy of any appraisal report obtained in connection with this application. If you would like to receive a copy,
please email youroriginal the lendercontact/broker. We must hear from you no later than 90 days after the date that we notify you of the
action taken on yourapplication or that you withdraw your application. In your email, please provide your name and mailing address, as well
as the address of the property onwhich the appraisal was performed. If you have not previously paid for the cost of the appraisal, you will
be required to do so before your request is fulfilled